Debt Recovery
Specialist debt recovery and enforcement services for public, regulated and commercial organisations.
Pierse Fitzgibbon advises on legal debt recovery for public, statutory and commercial clients across Ireland, supporting the recovery of outstanding sums through clear and legally robust processes.
With over 40 years’ experience in this area, we act on long-standing appointments for institutional and regulated clients, delivering consistent outcomes while maintaining appropriate standards of governance, proportionality and compliance.
Why Choose Us
Over 40 years’ experience supporting public, regulated and commercial organisations in debt recovery and enforcement matters.
We understand the accountability, transparency and compliance obligations that apply to public bodies and regulated organisations.
Structured workflows and technology-enabled processes support efficient, consistent and scalable recovery operations.
Experienced in managing high-volume recovery activity through robust reporting, oversight and escalation processes.
Many of our instructions arise from long-standing appointments and repeat engagements.
Recovery and Enforcement Services
We provide legal services for the recovery of secured and unsecured debt. Our work includes advising on recovery strategy, issuing legal proceedings where appropriate and progressing matters through the Courts in accordance with statutory and procedural requirements.
We assist clients in selecting appropriate legal remedies, taking account of the nature of the debt and the governance and compliance frameworks within which decisions must be made.
Approach to Enforcement
Debt recovery is not a one-size-fits-all process. Decisions around enforcement and escalation depend on the legal basis of the debt, the circumstances of the debtor and the responsibilities of the client.
Our approach to enforcement is measured and proportionate. Enforcement steps are taken where justified and as part of a considered escalation process, rather than as a default response. Where further legal steps are required, these are assessed carefully with regard to legal, regulatory and reputational considerations.
We place particular emphasis on consistency, transparency and reporting, recognising the importance of accountability when acting on behalf of public and regulated bodies.
Insolvency, Bankruptcy and Repossession Proceedings
In some cases, effective debt recovery requires the use of formal insolvency or bankruptcy procedures. We advise on the appropriate use of insolvency-related remedies, including corporate liquidation and personal bankruptcy. Such measures are applied with experience and sound judgment , as part of a wider recovery approach that takes account of the practical and reputational implications of escalation.
Firm-Wide Expertise
Debt recovery matters can give rise to related legal issues, including secured lending, property, regulatory compliance or litigation. Where this occurs, we draw on experience from across the firm to ensure that related matters are addressed in a co-ordinated and practical way.
Clients continue to deal with a clear and consistent point of contact, while benefiting from firm-wide legal expertise where required.
Related Services
Credit Union Debt Recovery & Enforcement
Specialist debt recovery services tailored to the Credit Union sector.
Key Contacts
Advises public, regulated and commercial bodies on debt recovery and enforcement, including litigation strategy, insolvency-related remedies and recovery within governance and compliance frameworks.
Martina Larkin
Managing Partner
Mark Phelan
Debt Recovery Team Manager
Next Steps
Organisations seeking legal support in relation to debt recovery are welcome to contact the firm to discuss their requirements.
Initial discussions focus on understanding the nature of the debt, recovery objectives and the governance framework within which decisions are made, allowing an appropriate and legally sound recovery approach to be agreed. Where matters are time-sensitive, we recommend telephoning the office directly.